AVP - Wholesale Credit Risk Product Developer - Mumbai

Reposted 2 Days Ago
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Mumbai, Maharashtra
Mid level
Fintech • Financial Services
The Role
The Product Developer manages the full product development lifecycle, creates product visions and roadmaps, and collaborates with stakeholders to deliver product features. Key responsibilities include developing business cases, defining requirements, and ensuring compliance with regulations while evaluating market trends.
Summary Generated by Built In

The ICM Product Development team is dedicated to discovering, designing and delivering an end to end credit process that empowers our clients, bankers, underwriters, middle officer and operations specialists. We work cross-functionally with stakeholders, technologists and designers to develop and deploy value added solutions across the entire credit delivery lifecycle, continuously iterating and improving our approach.

The Product Developer will drive innovative credit process solutions within Wholesale Lending Credit Risk domain. This critical role is responsible for developing and implementing strategic product initiatives that enhance operational efficiency, risk management and digital transformation capabilities.

Responsibilities:

  • Work on strategic priorities and day to day efforts for a custom workflow application that supports end to end credit lifecycle
  • Collaborate with design teams and subject matter experts to develop target state experiences for clients and internal stakeholders
  • Deeply understand existing use cases, current state process and current system capabilities
  • Translate strategic design into discrete well-scoped initiatives that meet critical business objectives
  • Analyze complex business requirements and draft comprehensive user stories
  • Lead and participate in agile release activities
  • Drive robust change management to ensure adoption and achievement of business goals
  • Develop strong cross-functional relationships and organizational alignment
  • Continuously iterate on solutions for ongoing improvement and innovation

Qualifications:

  • 3-5+ years of experience
  • Intellectual curiosity, analytical and conceptual thinker
  • Proactively seeks and develops new opportunities
  • Attention to detail and process/analytic mindset
  • Ability to build networks and relationships internally and externally
  • Familiarity with product development methodologies
  • Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access
  • Comfortable with performing data investigations that require a high degree of accuracy with tight timescales
  • Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets
  • Ability to structure and break down problems, develop solutions, and to drive to results
  • Process Management knowledge with a propensity for detail and comprehensiveness of content
  • Ability to collaborate and clearly communicate with team members of an organization
  • Project Management skills with experience leading large cross functional initiatives
  • Generation of reports and presentations for management

Education:

  • Bachelor’s/University degree or equivalent experience

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Job Family Group:

Product Management and Development

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Job Family:

Product Development

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

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The Company
HQ: Kwun Tong, Kowloon
223,850 Employees
Hybrid Workplace

What We Do

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

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