Advance Pricing Analytics Actuary

About Insify

We are a start-up offering an end-to-end digital insurance platform focussing solely on European entrepreneurs and SMEs. We offer the best insurance to our customers thanks to our focus on user experience, our leading underwriting services, and our expertise in data. In short, we’ve made getting insured quick, transparent and simple.

We know how to innovate - our team of seasoned entrepreneurs has built a host of successful businesses in fintech and e-commerce (HelloFresh, Bloomon and SumUp to name a few!).

We’ve already raised over €25M in funding from leading investors (Accel Ventures, Frontline Ventures, Visionaries Club, Nico Rosberg, etc.), who love what we do and see the potential for a revolution in digital insurance.

We started our journey in the Netherlands and with our mission to make business insurance fast, simple and fair we have been able to have a significant impact on that market. Since last year we also serve customers in France and Germany, and are rapidly expanding across the rest of Europe!

How we work

At Insify, our culture is built on four core values: grit, impact, care, and entrepreneurship. We embody grit by facing challenges head-on and persisting where others might fail. Our unwavering belief in our mission drives us to overcome obstacles and ensure our customers are always well-covered.

We are dedicated to making a positive impact in our customers' lives, earning their trust every day. Our commitment to care ensures that we prioritize our customers' needs and well-being in everything we do.

Entrepreneurship fuels our innovation—we challenge industry norms, move quickly, and embrace new ideas without fear of failure. We think bigger and aim higher, achieving more than anyone else in the process.

After careful consideration and extensive discussions, we made the decision to adopt a pro-office approach. We understand this may not be for everyone, but we are committed to creating a strong community and moving quickly to innovate and serve our customers better.

As an employee, you will find that collaboration and innovation flourish in our workspace, where spontaneous interactions and casual conversations often spark creative breakthroughs. These "water cooler" moments and impromptu brainstorming sessions are integral to our dynamic culture, allowing for quick feedback and efficient problem-solving.

Joining Insify means becoming part of a community where shared experiences, from team lunches to collaborative meetings, foster a sense of belonging that is difficult to replicate in a virtual setting. For new hires, the office environment is especially crucial; you will benefit from observing and learning directly from your colleagues, accelerating your onboarding and integration into our team.

If you're ready to join a team that embodies grit, makes a meaningful impact, cares deeply for our customers, and embraces an entrepreneurial spirit, we invite you to apply and become part of our innovative journey at Insify.

About the Role

This is your chance to work in a dynamic company where innovation and precision go hand in hand to disrupt the insurance industry. You'll be part of our Insurance team, as lead to ensure the scalability and sustainability of our portfolio optimizing both the bottom and top lines. We are a data-driven company and we don’t lose time on tasks with little to no value therefore, on top of modelling the risk, price elasticity, customer lifetime value,... you will also be supporting the full End-to-end automation, set up of proper data flows, tooling and overall pricing platform solution.

What you will be doing

• ​​Pricing and Underwriting: Develop and refine pricing models, ensuring accurate underwriting and profitability while optimizing for growth.
• Dig for and leverage internal and external data to develop predictive models that enhance pricing strategies and improve portfolio performance.

• Evaluate and propose new ideas and collaborate with the team to develop and push in production innovative solutions (pricing elasticity and optimisation, behaviour and fraud scoring, exposure-based dynamic pricing…), 
• Work with internal stakeholders to integrate actuarial insights into product, tech, regulatory compliance, and overall company strategy.
• Follow market trends to recommend adjustments to pricing and products.

• Lead relationships with risk carriers to drive impactful results.
• Be part, with the pricing team, of the development of our End-to-end, fully automated, pricing and analytics platform leveraging on data and innovative in-house proprietary solutions to scale in a sustainable and efficient way and always stay ahead of competition.

What you'll need:

Essential:

• Actuarial diploma (or equivalent).
• 2–3+ years of experience in pricing and underwriting within Property & Casualty insurance or Life Insurance.
• Strong data analytics skills and a passion for leveraging data to drive innovation.
• A global mindset with exposure to developed insurance markets (e.g., UK, Germany, France) with a desire to disrupt a slow-moving industry.
• Excellent analytical and problem-solving abilities with a desire to build new things.
• Strong interpersonal skills—smooth communication and collaboration are key!
• Fluent in English

Bonus Points If You:

• Have experience with both risk and commercial price modelling. +2 points if you also have experience with survival models. 
• Master in Python and/or R and/or SQL

What we offer

• Competitive compensation - we want to attract and retain the best so we are offering a compensation package that aligns with that.
• Pension plan - participation to Insify’s Pension Plan, with 6% employer contribution.
• Travel reimbursement - we help travelers with their commute.
• Hybrid - Possibility to work from home two times a week.
• 25 holidays days per year - (+ extra day on Christmas eve if it’s a weekday!)
• Subscription to Alleo - 50 EUR (net) monthly (cumulable) budget to spend on what you like - anything from gym memberships to UberEats!
• Company events - Monthly team drinks, quarterly offsites, lunch and learns, parties, merch and FUN!
• Company Macbook - get the best laptop to get your job done in no time!
• Quickly develop your career - there’s no better place to develop. We are growing and you can grow with us! Inhouse leadership programs and coaching
• High degree of autonomy - it’s time to ACTUALLY make an impact!
• Equity - boost your compensation with our equity package