Software Engineer (Backend): Virtual Accounts

About Us

BVNK provides modern payment infrastructure for businesses. We unify banks and blockchains in a single platform. With BVNK, businesses can send and receive stablecoin payments, convert between currencies, and add stablecoin payments to their checkout. Using our flexible platform, and robust global licensing and compliance expertise, innovators can launch new payment products quickly and compliantly.

We are a diverse team spread across the UK, Europe, South Africa, the US, and APAC, with a shared belief that all payment flows will interact with crypto in the coming decade, and BVNK will be at the forefront of this transformation of the financial system. We have raised $50M in Series B funding from top investors including Haun Ventures, Tiger Global, and Coinbase Ventures, and we're looking for smart, ambitious people to help us build the next generation of payments.

We're incredibly honored to have made Newsweek's list of The Top 100 Most Loved Workplace 2 years running (2023 and 2024) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024.

At BVNK we strive to create an environment where people are empowered, and being recognised at number 25 on the list is a nice reminder that we're on the right track.

Location: We offer a Hybrid/Remote working policy. We are looking to make this hire in South Africa or the European region. This is aimed at fostering collaboration with our existing team. 

FUNCTION: Engineering

We’re looking for a talented Software Engineer to join our team. Our goal is to build out seamless cross-border payments involving both crypto and fiat currencies.  This role is pivotal in helping us overcome the challenges to ensure smooth trading processes together with streamlining liquidity management and automation. 

The Virtual Account Squad develops and maintains solutions geared towards making it possible for our customers to Hold, Send, Receive and Exchange funds on the BVNK platform which they use to run their businesses. It's based on fiat banking services and provides our customers with the same functionalities you would expect from a business bank account like deposits and withdrawals. Customers receive unique IBANs in their own name which are registered on major payment schemes and operate as full bank accounts under an EMI License.

Our product and engineering organisation is split into small autonomous squads empowered to own their problem space. You’ll be expected to form strong opinions and execute in a fast but sustainable way, advocating for the simplest solution that achieves the outcomes our customers are looking for. 
Key Areas of Responsibilities:

• Collaborate with our product team to iterate fast and deliver results
• Translate from technical to non-technical with stakeholders across the business
• Advocate for the simplest but most effective approach in everything we do
• Develop future-proof products, focusing on delivering quality code consistently and efficiently.
• Contribute to our engineering culture and standards to help us perform better

What we need from you:

• 5+ years experience working as an engineer using a compiled language.
• Proven ability to design, architect, debug, test, and create well-documented code.
• Production experience in asynchronous messaging with micro services.
• Understanding of common design patterns and principles, and how/when to apply them.
• Demonstrated ability to translate abstract challenges into clear, actionable steps and solutions.
• Experience in taking a product from initiation through the go to market phase, supporting products post launch.
• Experience in fiat payments, card payments or exposure to banking infrastructure / integrations advantageous.
• Open to participate in out of hours on call rota

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world, in locations such as London and Cape Town, to collaborate with your colleagues 
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.