Senior Software Engineer (Risk Team)

Posted 7 Hours Ago
Hiring Remotely in USA
Remote
Senior level
Fintech • Payments • Financial Services
The Role
As a Senior Software Engineer on the Risk Team at Wave, you'll enhance user account security and fraud detection systems. Responsibilities include developing features like a 'magic link' login and tools for managing disputes, collaborating with product managers, investigating bugs, and ensuring sustainable building practices. You will own projects from design to deployment within a cross-functional team.
Summary Generated by Built In
Our mission

We're making Africa the first cashless continent.

In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.

We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across six countries and are growing fast.

Our goal is to make Africa the first cashless continent and that's where you come in...

How you'll help us achieve it

Wave is now the largest financial institution in Senegal, with over 7 million users. And, we’re still in the early days of our product roadmap and potential impact on people’s everyday lives

We’re looking for an engineer who’s independent and excited about getting things done. You'll be responsible for building and improving the ways we keep users’ accounts secure, including login experience and scam detection. You'll take ownership of every aspect of the process, starting with a deep comprehension of the problem, collaborating with Product and Engineering managers to identify the optimal solution for our users, leading the entire lifecycle of your project, and assisting the customer support team in resolving issues.

Our to-do list is always evolving, but here are some recent projects:

  • Developing and deploying a “magic link” login and verification flow that verifies user identities by having them click a link.
  • Create new tools and processes to help our support teams handle disputed transactions. 
  • Build infrastructure for freezing funds in cases where we suspect a transaction or refund was unauthorized.
  • Improve our login flow through new authentication experiments.

In this role you'll;

  • Deeply understand the risk landscape at Wave.
  • Work with the Product Manager to design and build new features related to fraud detection and response.
  • Investigate bugs and respond to feedback about our current systems.
  • Help the team build sustainably by participating in discussions on design and technical direction.
  • Collaborate with other engineers via pairing and design and code review.

Key Details

  • You can work remotely from anywhere (between UTC -5 and +1) with reliable internet access.
  • Wave covers travel once per year to one of our operating countries in Africa, as well as a yearly stipend of $1200 to meet with coworkers.
  • We run performance reviews twice a year and award bonuses or promotions to strong performers who have been with the company for more than six months.
  • Our salaries are competitive and are calculated using a transparent formula. For this role, depending on your level and location, we offer a salary of $144,000 USD, plus a generous equity package.
  • Major benefits:
    • Subsidized health insurance for you and your dependents and retirement contributions (both vary from country to country).
    • 6 months of fully paid parental leave and subsidized fertility assistance.
    • Flexible vacation, with most folks taking between 21-30 days exclusive of statutory holidays.
    • $10,000 annual charitable donation matching.

Requirements

  • Minimum of 5 years of professional experience as a software engineer. There's no need to have previous experience with our stack if you are willing to learn. 
  • Interest in working in any part of the stack, depending on what’s needed.
  • Fluent in English.

You might be a good fit if you

  • Reflexively ask yourself, “is this code the best way to make my users happy?”
  • Want to learn to solve hard problems and aren’t afraid to ask for help when you get stuck.
  • Are excited to learn about complex systems.
  • Can communicate clearly with colleagues who work, speak and think differently.
  • Work to make things easier for the next engineer who will touch your code.
  • Always try to improve as a programmer and colleague.
  • Are excited to deeply understand the inner workings of the tools you use.

About Engineering at Wave

  • You'll join an autonomous, cross-functional and diverse team focused on a single area of Wave's product. Each team is led by a Product Manager and an Engineering Manager.
  • We organize projects to give you as much ownership as possible. Typically, you'll be responsible for a feature or improvement end-to-end, from design through deployment.
  • Our stack (note that we will train you on any of these—you don't need any prior experience):
    • backend: Python 3 (+ mypy)
    • API layer: GraphQL
    • android frontend: Kotlin/Jetpack
    • iOS frontend: Swift/SwiftUI
    • web frontend: TypeScript/React
    • database: Postgres
    • infrastructure: GCP/Terraform
    • orchestration: Kubernetes

 

Our team
  • We have a rapidly growing in-country team in Senegal, Côte d'Ivoire, Mali, Burkina Faso, The Gambia, and Uganda, plus remote team members spread across the world.
  • We're deeply passionate about our mission of bringing radically affordable financial services to the people who need them most.
  • We foster autonomy for our employees. You'll own your projects at every stage, from understanding the problem to monitoring your solution in production.
  • We raised the largest Series A in Africa in 2021. Our world-class investors, include Founders Fund, Sequoia Heritage, Stripe, Ribbit Capital, Y Combinator, and Partech Africa.
  • We are on Y Combinator's top companies by revenue.

How to apply

Fill out the form below, and upload a resume in English and a cover letter describing your interest in Wave and the role.

We review applications frequently and recommend that you apply to the role that most closely aligns with your skills, experience and career goals.

Wave is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Top Skills

Kotlin
Python
Swift
Typescript
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The Company
HQ: Washington, DC
3,123 Employees
On-site Workplace
Year Founded: 2017

What We Do

We're making Africa the first cashless continent.

In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.

We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote D'Ivoire. Now, we have millions of users and are growing fast.
Our goal is to drive financial inclusion and make Africa the first cashless continent

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