Join us, be part of more.
We’re so much more than an energy company. We’re a family of brands revolutionising how we power the planet. We're energisers. One team of 21,000 colleagues that's energising a greener, fairer future by creating an energy system that doesn’t rely on fossil fuels, whilst living our powerful commitment to igniting positive change in our communities. Here, you can find more purpose, more passion, and more potential. That’s why working here is #MoreThanACareer. We do energy differently - we do it all. We make it, store it, move it, sell it, and mend it.
About your team:
You’ll be working centrally within our mission control room, aka Centrica’s group functions. From Finance and Data Science, to our Wellbeing and People teams - this is the engine of our energy system, where our various Centres of Excellence power up each of our brilliant businesses, ensuring they have all the support, technologies, and capabilities they need to get our customers to Net Zero by 2050.
Join us, be part of more.
We’re more than an energy company. We’re a family of brands revolutionising how we power the planet. We're energisers. One team of 21,000 colleagues that's energising a greener, fairer future by creating an energy system that doesn’t rely on fossil fuels whilst living our powerful commitment to igniting positive change in our communities. Here, you can find more purpose, more passion, and more potential. That’s why working here is #MoreThanACareer. We do energy differently—we do it all. We make it, store it, move it, sell it, and mend it.
About your team:
You’ll be working centrally within our mission control room, aka Centrica’s group functions. From Finance and Data Science, to our Wellbeing and People teams - this is the engine of our energy system, where our various Centre’s of Excellence power up each of our brilliant businesses, ensuring they have all the support, technologies, and capabilities they need to get our customers to Net Zero by 2050.
Flexibility
With our Flexible First working arrangements we empower our colleagues to work in a way that best suits them – meaning location doesn’t need to be a barrier. This role will allow you to primarily work from home with the occasional day in our Cardiff or Windsor office.
We understand that 9-5 doesn’t suit everyone, which is why also open to discussing flexible working arrangements. Whether you need to adjust your hours to fit your lifestyle or have specific needs that require a tailored schedule, we’re here to accommodate. Let’s work together to find a solution that works for you and benefits the team.
About your role:
We’re looking for an experienced Senior Credit Risk Analyst to join the Centrica Group C&I Credit Risk function. This key role requires strong financial expertise to conduct complex credit assessments across Centrica's global portfolio. You'll collaborate closely with stakeholders and operational teams, playing a vital part in managing credit risk proactively—supporting Centrica’s growth strategy while minimising the risk of bad debt losses.
This is an exciting opportunity to work on Centrica’s highest-value accounts, offering continuous learning and fresh challenges every day. No two days are ever the same, making this role both dynamic and rewarding!
Your key accountabilities will be:
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Provide high-quality underwriting across Centrica’s global portfolio ensuring all high-value contracts are fully assessed with credit guidance.
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Ensure credit decisions are compliant with Centrica credit policy rules, ensuring strong standards and controls are reviewed and maintained to minimise operational risks.
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Monitor the Global I&C portfolio, giving early advice of any emerging risks and providing direction and guidance on mitigating actions.
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Collaborate with key business unit stakeholders and operational teams to support their business strategy whilst promoting active risk management.
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Prepare concise written credit reports which set out country risk assessment as part of the wider determination on the counterparty credit risk assessment.
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Communicate confident robust credit recommendations to senior management and stakeholders.
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Undertake internal rating and sector assessments using both proprietary internal rating tools and external tools to model risks.
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Coordinate internal reporting and wider risk communications to individual business units, functions and the wider Centrica Plc.
Here's what we’re looking for:
We are looking for someone with an extensive experience in credit underwriting across both the UK and international markets. The ideal candidate will have strong analytical and report-writing skills, with the ability to make well-justified credit decisions and communicate them clearly. A solid understanding of credit ratings, risk methodologies, and security documentation—such as Security Deposits, Letters of Credit, Guarantees, and Credit Insurance—is essential. Experience working with multi-agency reference reports and Companies House data is also important.
We need an independent thinker and decision-maker who can contribute to the success of the Global Risk Team. Strong communication and presentation skills are key, as well as a proven track record in managing counterparty risks within large financial organizations. A passion for global economies, financial markets, and credit risk, along with experience in Credit Insurance, Banking, or the Energy sector, will be highly valued.
If you thrive in a collaborative environment and are eager to make an impact, we’d love to hear from you!
Why should you apply?
We’re not a perfect place, we’re a people place. Our priority is supporting all of the different realities our people face. Life is about so much more than work. We get it. That’s why we’ve designed our total rewards to give you the flexiblity to choose what you need, when you need it, making sure that you and your family are supported not only financially, but physically and emotionally too. Visit the link below to discover why we’re a great place to work and what being part of more means for you.
centrica by Centrica
If you're full of energy, fired up about sustainability, and ready to craft not only a better tomorrow, but a better you, then come and find your purpose in a team where your voice matters, your growth is non-negotiable, and your ambitions are our priority.
Help us, help you. We would love for you to share any information about yourself throughout our recruitment process so that we can better understand you and help shape your journey.
Why should you apply?
We’re not a perfect place – but we’re a people place. Our priority is supporting all of the different realities our people face. Life is about so much more than work. We get it. That’s why we’ve designed our total rewards to give you the flexibility to choose what you need, when you need it, making sure that you and your family are supported not only financially, but physically and emotionally too. Visit the link below to discover why we’re a great place to work and what being part of more means for you.
https://www.morethanacareer.energy/centrica
If you're full of energy, fired up about sustainability, and ready to craft not only a better tomorrow, but a better you, then come and find your purpose in a team where your voice matters, your growth is non-negotiable, and your ambitions are our priority.
Help us, help you. We would love for you to share any information about yourself throughout our recruitment process so that we can better understand you and help shape your journey.
What We Do
Centrica is a leading energy services and solutions provider founded on a 200-year heritage of serving people. We are the UK’s biggest retailer of zero carbon electricity, serving around 10 million customers across the UK, Ireland and Continental Europe through brands such as British Gas, supported by around 9,000 highly trained engineers and technicians. Centrica’s purpose of helping you live sustainably, simply and affordably drives our strategy and our People and Planet Plan.
