About Amartha
At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.
About the Role
As a Business Data Analyst for Partnership Lending Team who will drive growth of Amartha’s new products and Increase efficiency by utilizing data-driven analytics. You will bridge data-driven decision-making and project management for our digital lending initiatives. This hybrid role requires dual expertise in analytics and product ownership: you will dive deep into data to uncover insights while leading cross-functional projects, defining product requirements, and driving execution. You will own the end-to-end delivery of solutions.
Key Responsibilities
1. Product Strategy:
- Define product requirements, roadmaps, and success metrics for digital lending projects, grounded in data insights.
- Prioritize features and initiatives by analyzing customer behavior, financial performance, and market trends to optimize our lending product’s performance and customer experience.
- Collaborate with stakeholders (Product, Risk, Operations) to align data insights with product development.
2. Advanced Data Analytics
- Extract, transform, and analyze data using SQL to identify trends, risks, and opportunities.
- Build and maintain dashboards to monitor KPIs, product adoption, and operational efficiency.
- Use Python (optional) for predictive modeling, automation, or scenario simulations to inform product decisions.
3. Project Leadership
- Lead the end-to-end execution of projects, from ideation to delivery, ensuring alignment with business goals.
- Validate hypotheses through A/B testing, customer feedback, and field visits.
- Act as the primary liaison between technical teams and business stakeholders.
- 4+ years of experience in data analytics and/or product ownership/management, preferably in fintech, lending, or digital products.
- Expert SQL skills for complex data analysis.
- Proficiency in dashboarding tools (Tableau, Power BI, Metabase).
- Proven experience leading cross-functional projects and managing stakeholders.
- Strong ability to translate data insights into product requirements and business cases.
- Willingness to travel once per month for research and field visits.
- Python skills for advanced analytics or automation.
- Experience with credit risk modeling or customer lifecycle analysis.
- Courage to challenge assumptions.
- Strong leadership presence to inspire teams and drive projects to completion.
At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.
We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.
Top Skills
What We Do
We are a prosperity platform company to harmoniously build a strong economy from the grassroots in order to realize the grassroots communities of technology equity, inclusiveness and sustainability.
We believe prosperity platform is the right solution to deliver high quality digital financial services and to bridge the gap that brings shared prosperity to the World.
Amartha’s Team are highly compassionate people who are impatient to deliver their impacts to alleviate the sufferings of others.
Working at Amartha means you are part of dynamic and compassionate team who make impact on daily basis. It means you sign up for a high-paced environment where everyone is taking part in achieving success and make other people happier.
It also means you wake up every single day energized, and excited of what’s next to be done to help Indonesia and the world a more equitable and prosperous place to live for everyone.
It means you feel special, as whatever you do with Amartha makes a dent in the universe, healing the world a day at a time.
Working at Amartha means you are ready to help and alleviate each other, contribute your best with empathy and passion. As we go long miles, you need a team to achieve your success.
Working at Amartha means you have made a conscious choice to embark on a journey to creating a less painful world. A journey that makes you feel good, that you have contributed to a meaningful work every single day.
Join our impact mission! Check our career page now👉🏼 https://careers.amartha.com/
