Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To ensure that prepared credit applications and dealer approvals are in alignment with risk and quality requirements that conform to Standard Bank's lending policy and that the applications are timeously packaged and submitted. To provide industry and asset finance specialist insights throughout the credit life cycle, executing on the sales acquisition strategy while ensuring risk is managed.
Qualifications
Type of Qualification: Degree or related qualification
Field of Study: minimum: NQF6 prefered: NQF7
Experience Required
Business Solutions
Business & Commercial Banking
2-3 years People Leadership experience.
3-4 years Experience in the preparation of credit proposals and analysing financial statements.
Experience in credit risk management.
Experience in managing a team. Asset life cycle management.
Must have completed FAIS RE 5 requirements.
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Articulating Information
- Checking Things
- Embracing Change
- Examining Information
- Interacting with People
- Interpreting Data
- Making Decisions
- Managing Tasks
- Showing Composure
- Understanding People
- Upholding Standards
Technical Competencies:
- Asset Based Lending
- Financial Statement Analysis
- Risk Acceptance
- Risk Awareness
- Risk Identification
- Risk Management
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
