Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Credit Risk (Monitoring, Documentation and administration) – Administrator

Position – Administrator

Job Responsibilities:

Responsible for initiatives to create local credit policies, workflow and frameworks to ensure they meet regulatory needs including HO requirement and establish a credit monitoring and regulatory reporting framework.

Strategic

Responsible for providing broad support for business and product areas for all credit related matters.

Responsible for the maintenance of databases, purification of data, maintenance of data feeds, and related updates to accounts and credit limit administration.

Customer

Work in partnership with the Corporate Banking, Branch Middle Office and Legal teams to effectively implement the credit monitoring & administration framework.

Control (functional)

• Credit Documentation and Credit Control

Monitor covenant checks, due date control, approval conditions etc. done by the team and ensure all checks are carried out in a timely manner. Preparation of credit documentation by the team and support customization of documents with inputs from Legal. Document verification, limit registration and safe custody of documents. Responsible for reviewing and ensuring that a counterparty's collateral as per the  terms and conditions of lending agreements are registered and maintained appropriately.

• Risk Evolution

Responsible for providing support to the team for various projects related to automation of Credit monitoring  by providing data, conducting UAT, etc. Maintain good working knowledge of latest industry trends, products, relevant laws and regulations so as to apply them in strengthening the risk framework.

Job Requirements:

Skills & Knowledge:

'- Good understanding of credit frameworks & control mechanisms and ability to upskill in line with emerging requirements.

- Extensive knowledge of credit and related legal documentation under both Indian and English law.

- Good Knowledge of Corporate Banking products and services.

- Good communication & stakeholder management skills with ability to influence others

Education and Professional Qualifications Length and Type of Experience:

Degree qualified.

5-7 years of relevant experience in Credit Administration for an international Corporate bank with a large presence in India

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.