Actuarial Analyst

Hi, we’re Gravie. Our mission is to improve the way people purchase and access healthcare through innovative, consumer-centric health benefit solutions that people can actually use. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

A Little More About The role:

We’re looking for an Actuarial Analyst to support monthly and quarterly analysis of claims experience to drive actionable insights to the business as well as build Gravie’s overall understanding of how it’s unique product design drives bottom line results.

You will:

· Assist in the development of cost and utilization reporting to better understand drivers of total medical and pharmacy claims, and understanding specifically how those drivers flow through to specific and aggregate stop loss liabilities.

· Support exploratory analysis to investigate causes, effects, driving factors, and other key business insights.

· Support the actuarial, finance, underwriting, product strategy, finance and other areas within Gravie with actuarial analyses and/or modeling as requested. 

· Deliver actionable insights to drive pricing modifications, product design changes, and other business-focused decisions.

· Prepare, perform and/or review complex actuarial analyses and financial modeling.

· Perform IBNP/IBNR liability/reserve development.

· Demonstrate commitment to our core competencies of being authentic, curious, creative, empathetic and outcome oriented.

You bring:

· A bachelor’s degree in Actuarial Science, Mathematics, Statistics or a related field

· Basic experience with SQL, Python, Java, VBA and/or other programming languages

· 2+ actuarial exams passed and seeking credentials.

· A successful track record of taking an idea on how to improve a process and executing on it.

· Curiosity in the story behind the numbers and how that story impacts the broader business.

· Comfort and skill in communicating broad and complex concepts to a diverse audience.

· Ability to thrive in an unstructured environment that is constantly maturing and evolving.

· A creative and consultative approach, with an interest in thinking outside of the box, with the ability to balance and prioritize multiple critical projects.

Extra credit:

· 2-5 years of substantial experience supporting health actuarial functions

· Previous startup company experience

Gravie: 

In order to transform health insurance and build a health plan everyone can love, we need talented people doing amazing work. In exchange, we offer a great overall employee experience with opportunities for career growth, meaningful mission-driven work, and an above average total rewards package.

The salary range for this position is $70,200 - $117,000 annually. Numerous factors including, but not limited to, educations, skills, work experience, certifications, etc. will be considered when determining compensation.

Our unique benefits program is the gravy, i.e., the special sauce that sets our compensation package apart. In addition to standard health and wellness benefits, Gravie’s package includes alternative medicine coverage, flexible PTO, up to 16 weeks paid parental leave, paid holidays, a 401k program, cell phone reimbursement, transportation perks, education reimbursement, and 1 week of paid paw-ternity leave. 

A Little More About Us:

· We know healthcare. Our company was founded and is still led by industry veterans who have started and grown several market-leading companies in the space.

· We have raised money from top tier investors who share the same long-term vision as we do of building an industry defining company that will endure over the long run. We are well capitalized.

· Our customers like us. Our revenue churn is in the low single digits, in an industry where greater than 20% churn is common.

· Our culture is unique. We tend to be non-hierarchical, merit-driven, opinionated but kind people who thrive working in a high-performance, fast-paced environment. People at Gravie care deeply about making a positive impact in the lives of the people we serve. We may not be the right place for everybody, but if you get energized by doing work every day that focuses on putting consumers at the front of the line, we could be a great place for you. It takes unique people and diverse perspectives to deliver our results. We encourage you to be your authentic self – we like you that way.